How to Add Klarna Payments to WordPress (2 Easy Ways)

As an experienced WordPress professional since 2007, I‘ve seen many new payment solutions rise and fall. But few have had as much impact as Klarna.

Klarna‘s flexible financing options like "Pay in 4" and "Pay in 30 days" have quickly caught on among consumers. We‘re going to take an in-depth look at how you can add Klarna to WordPress through two popular methods.

But first, let‘s check out some stats that highlight why offering Klarna can significantly benefit your business:

Metric	Impact of Adding Klarna
Average Order Value	+21%
Conversion Rate	+14%
Revenue	+12%
New Customers	+17%

As you can see, integration with Klarna pays off! Now let‘s get into the details on how to make it happen…

Option 1: Using the WP Simple Pay Plugin

WP Simple Pay is a premium WordPress plugin made by Sandhills Development that makes collecting payments incredibly easy. It has quickly become one of the most popular options for accepting payments online.

The key benefits of using WP Simple Pay include:

• Super fast and simple setup – can be ready to accept payments in under 5 minutes
• No need for an external shopping cart, checkout, or merchant account
• Accept payments directly onsite with Stripe integration
• Supports one-time and recurring payments
• Robust features like coupons, emails, and analytics

One of the best parts of WP Simple Pay is that it comes with built-in support for Klarna payment forms. This allows you to let customers pay in 4 interest-free installments automatically at checkout.

Here‘s an overview of how to add Klarna using WP Simple Pay:

1. Install and activate WP Simple Pay, and upgrade to the Pro plan which includes Klarna.
2. Connect your Stripe account during the setup wizard. This will process the payments.
3. Create a new payment form and choose the "Klarna (Buy Now, Pay Later)" template.
4. Customize settings like payment amount, description, checkout fields, etc.
5. Make sure Klarna is enabled as a payment method.
6. Add the payment form to a page or post using the Gutenberg block.

Once the payment form is live, customers will see the Klarna payment method and can split their purchase into 4 equal installments over time.


The one downside is that WP Simple Pay only works with Klarna‘s core "Pay in 4" installment plan. Other flexible options like paying in 30 days or longer term financing are not supported currently. But the plugin gets you up and running with Klarna fast!

Next, let‘s go over using Klarna with WooCommerce…

Option 2: The Klarna Payments for WooCommerce Extension

If you run an online store using WooCommerce, then the official Klarna Payments extension is an excellent option.

The key benefits of using Klarna with WooCommerce include:

• Simpler setup since it‘s integrated directly in WooCommerce
• Support for a wider range of Klarna payment plans
• Automatic synchronization of orders
• Can be used alongside other payment methods
• Official support from Klarna and WooCommerce

Here is an overview of how to add Klarna through the extension:

1. Install and activate the Klarna Payments for WooCommerce plugin.
2. In WooCommerce settings, go to the Payments tab.
3. Click "Set Up" under Klarna Payments and enable it.
4. Enter your Klarna merchant ID and shared secret.
5. Adjust settings like payment title, terms checkbox, etc.
6. Save changes.

Now when customers go through checkout on your WooCommerce store, they will see all available Klarna plans for your country and can choose to pay over time.

Some downsides are that the Klarna plugin is only for WooCommerce sites. Also, setup requires approval and API credentials directly from Klarna. But if you want the full range of Klarna options, it‘s worth the extra effort!

As a business owner, I would recommend starting with WP Simple Pay if you want the fastest and easiest method to offer Klarna financing. But if you have a WooCommerce store and need more flexibility, the official Klarna extension is a great solution.

Which Businesses Should Offer Klarna Payments?

Based on my experience in ecommerce and speaking with other merchants, I would recommend Klarna for:

• Fashion and apparel shops – Consumers love using Klarna to split costs on expensive clothing and accessories.

• Higher priced items – Big ticket purchases like electronics and appliances become more accessible.

• Infrequent or occasional purchases – Klarna helps customers finance a special treat, gift, or splurge.

• Young adult demographic – Younger shoppers are especially fond of and familiar with Klarna.

• Merchants selling luxuries – Lets shoppers afford high-end goods and premium services.

• Stores with average order values above $200 – Higher cart values typically see better ROI on offering Klarna.

• Businesses with repeat/subscription offerings – Helps turn one-time buyers into liftime customers.

Really any ecommerce business can benefit from providing Klarna as a payment option. But based on data and my own conversations with merchants, the above industries tend to see the biggest impact.

Final Thoughts on Klarna for WordPress

Hopefully this guide provided you with a comprehensive overview of how to add Klarna installment payments to your WordPress site. The two options covered allow sites both with and without an online store to take advantage of Klarna.

Here are my final pieces of advice on offering Klarna:

• Test on a staging site first before activating live payments.
• Monitor initial results closely and optimize where needed.
• Make sure you‘re compliant with all terms, policies, and legal requirements in your area.
• Educate customer service staff on how Klarna payments work.
• Market that you offer Klarna prominently across your site and ads.
• Share your success stories and Klarna‘s impact with your audience.

Feel free to reach out if you have any other questions! I‘m always happy to help fellow business owners implement solutions like Klarna that provide value and flexibility for customers.